Terms of Service

Effective Date: May 19, 2026

These Terms of Service govern your use of the Top Gun Mortgage Advisors® website and our mortgage advisory services. By using this site or contacting us, you agree to these terms.

1. Acceptance of Terms

By accessing topgunmortgageadvisors.com or submitting any form on this site, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, do not use this site or submit any information through it.

These terms apply to Top Gun Mortgage Advisors® (NMLS# 2108504), a registered d/b/a of Mpire Financial Group LLC (NMLS# 2108504).

2. Description of Services

Top Gun Mortgage Advisors® provides mortgage brokerage and advisory services. We help clients identify loan programs, submit mortgage applications to lenders, and navigate the loan process from application to closing.

Our services are not legal advice, tax advice, or financial planning advice. Any information on this site is for general educational purposes. Before making any financial decision, consult a licensed attorney, CPA, or financial advisor for guidance specific to your situation.

We are licensed mortgage advisors, not attorneys or financial planners. Nothing on this website creates an attorney-client or advisor-client relationship.

3. User Responsibilities

When you use this site or work with us, you agree to:

• Provide accurate, complete, and truthful information in all forms and communications
• Not submit false or misleading information in connection with a mortgage application
• Not use this website for any unlawful purpose
• Not attempt to access systems, data, or accounts that are not yours
• Notify us promptly if any information you provided changes

Submitting false information on a mortgage application is a federal crime. We take fraud seriously and will report it to the appropriate authorities.

4. SMS and Text Messaging Terms

By providing your phone number and submitting any opt-in form on this site, you consent to receive text messages from Top Gun Mortgage Advisors®. These messages may include loan status updates, appointment reminders, rate alerts, and promotional information about our mortgage services.

Message frequency varies. Standard message and data rates may apply.

To opt out: Reply STOP to any message at any time. You will receive one final confirmation message and no further texts from us.

For help: Reply HELP to any message, or call (844) 845-8462.

Opting out of text messages does not affect your loan application or our ability to contact you by other means.

5. Limitation of Liability

To the fullest extent permitted by law, Top Gun Mortgage Advisors® and Mpire Financial Group LLC are not liable for:

• Any indirect, incidental, or consequential damages arising from your use of this site
• Delays or failures in loan processing caused by lenders, third parties, or circumstances outside our control
• Any reliance you place on information provided on this site without independent verification
• Interruptions in site availability due to maintenance, technical issues, or events outside our control

Our total liability to you for any claim arising from our services is limited to the fees you paid us in connection with the specific transaction at issue.

6. Governing Law

These Terms of Service are governed by the laws of the State of Florida, without regard to its conflict-of-law principles. Any dispute arising from these terms or our services will be resolved in the state or federal courts located in Florida.

7. Changes to These Terms

We may update these terms at any time. When we do, we will revise the effective date at the top of this page. Your continued use of this site after a change means you accept the updated terms. If you disagree with an update, stop using the site.

8. Contact Us

Questions about these terms? Contact us: