Privacy Policy

Effective Date: May 19, 2026

Top Gun Mortgage Advisors® (NMLS# 2108504), a registered d/b/a of Mpire Financial Group LLC (NMLS# 2108504) is committed to protecting your privacy. This policy explains what information we collect, how we use it, who we share it with, and how you can contact us with questions.

1. Information We Collect

When you interact with our website, submit a loan application, or contact us, we may collect:

• Your name, email address, phone number, and mailing address
• Social Security number and date of birth (required for mortgage applications)
• Employment information, income, and asset documentation
• Credit history and credit score data
• Property information related to a purchase or refinance
• Any other information you voluntarily provide through our forms or communications

We collect this information even if you do not complete the application process.

When you visit our website, we may collect:

• Device information: operating system, hardware model, browser type and version, and unique identifiers
• Log information: IP address, browser or device configuration, date and time of access, and cookie data
• Location information derived from your IP address or device data
• Usage patterns and session data connecting your current visit to prior sessions

We may collect information about you from publicly available databases, providers of demographic information, fraud prevention services, and social media platforms.

2. How We Use Your Information

We use the information we collect to:

• Process and evaluate your mortgage application
• Match you with loan programs and lenders suited to your situation
• Communicate with you about your loan, your options, and your transaction status
• Send you information you requested, including rate quotes or loan program details
• Detect, deter, and prevent fraud and unauthorized activity
• Comply with federal and state laws, including the Gramm-Leach-Bliley Act (GLBA) and the Real Estate Settlement Procedures Act (RESPA)
• Improve our website and our services
• Send you marketing communications, if you have opted in

3. How We Share Your Information

We do not sell your personal information without your express permission. We may share it with:

• Lenders and investors who evaluate and fund your loan
• Settlement service providers including title companies, appraisers, and escrow companies
• Credit reporting agencies as required during the application process
• Technology and service providers who help us operate our business (these providers are contractually required to protect your data)
• Third-party partners we work with to deliver the services you requested
• Regulators and law enforcement when required by law or in response to a valid legal process
• Successor entities in the event of a merger, acquisition, or sale of assets, in which case your information may be transferred as part of that transaction

With your express permission, we may share your information with additional third parties who may also be able to assist with your financing needs. These may include other financial services providers. You will have the opportunity to opt out before any such sharing occurs.

We do not share your information for third-party marketing purposes without your explicit consent.

4. SMS and Text Messaging

By submitting your phone number through any Top Gun Mortgage Advisors® opt-in form, you consent to receive text messages from us. These messages may include loan status updates, appointment reminders, rate alerts, and marketing messages related to our mortgage services.

Message frequency varies. Message and data rates may apply.

To opt out: Reply STOP to any message at any time. You will receive one confirmation message and no further texts.

For help: Reply HELP to any message, or call us at (844) 845-8462.

You may also opt out of communications by requesting placement on our Do Not Call list, by using the opt-out form on our website, or by unsubscribing from email communications.

We do not share your phone number with third parties for their own marketing purposes. Carriers are not liable for delayed or undelivered messages.

5. Cookies and Website Tracking

Our website uses cookies and similar tracking technologies to:

• Remember your preferences and session data
• Analyze how visitors use the site so we can improve it
• Support advertising and retargeting through platforms like Google and Meta

You can control cookies through your browser settings. Disabling cookies may affect how some features of the site work. We do not respond to browser Do Not Track signals at this time.

You may opt out of interest-based advertising through the following resources:

• Digital Advertising Alliance
• DAA AppChoices (mobile)
• Network Advertising Initiative

6. Data Security

We use industry-standard administrative, technical, and physical safeguards to protect your personal information, including encryption in transit and access controls on our systems. No method of transmission over the internet is completely secure. We cannot guarantee absolute security, but we take reasonable steps to protect your data from unauthorized access, use, or disclosure.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with applicable law, and resolve any disputes. Mortgage-related records are subject to federal retention requirements under applicable regulations.

8. Your Rights

Depending on your state of residence, you may have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information, subject to legal and regulatory retention requirements
• Opt out of marketing communications at any time

To exercise any of these rights, contact us using the information in Section 9.

California residents may also contact us directly at [email protected] to exercise their privacy rights or request information about our data practices.

9. Contact Us

If you have questions about this policy or how we handle your information, contact us:

10. Changes to This Policy

We may update this policy from time to time. When we do, we will revise the effective date at the top of this page. We encourage you to review this policy periodically. Your continued use of our site after a change means you accept the updated policy.

11. State-Specific Notices

Top Gun Mortgage Advisors® (NMLS# 2108504), a registered d/b/a of Mpire Financial Group LLC (NMLS# 2108504), operates in Connecticut as a mortgage broker, not a correspondent lender.

Complaints regarding mortgage services in Texas may be directed to:

The Texas Department of Savings and Mortgage Lending maintains a recovery fund for consumers harmed by licensed mortgage loan originators.

This website is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the State of New York will be accepted through this site.

We are licensed to originate mortgages in the following states: Alabama, California, Florida, Georgia, Illinois, Indiana, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, and Virginia. New Jersey licensing is pending.

For complete, current licensing information, visit the Nationwide Multistate Licensing System at nmlsconsumeraccess.org.

12. GLBA Notice

Federal law requires us to tell you how we collect, share, and protect your personal information. This Privacy Policy serves as our notice under the Gramm-Leach-Bliley Act (GLBA). You have the right to limit certain types of sharing. Contact us at the address in Section 9 to exercise your GLBA opt-out rights.