Use your assets — not just your income — to qualify. This option considers liquid assets to help you meet mortgage guidelines.
Make lower monthly payments for a set period by paying only the interest. Ideal for those with fluctuating income or short-term plans.
Designed for entrepreneurs and small business owners. Flexible ways to verify income using real business documentation.
Qualify using 12 to 24 months of bank deposits instead of tax returns. A strong choice for self-employed borrowers.
A CPA-generated Profit & Loss Statement can be used to show business income for self-employed clients needing alternate proof.
Business owners without a CPA can still qualify using a self-prepared P&L. Additional conditions may apply.
Skip the full tax return. Use 1099 income directly to qualify, ideal for contract workers and gig economy professionals.
Just switched to a W2 role? We may be able to blend your recent 1099 history to help you qualify.
Made the leap to self-employed? We have options that consider your W2 history and current 1099 earnings.
Buy your next home without waiting to sell the current one. Helps bridge the gap for move-up buyers.
A short-term loan to tap equity from your current home, allowing you to purchase a new home before selling.
Stretch your payments over 40 years to reduce monthly costs. Great for long-term cash flow planning.
Investor loan based on rental income vs mortgage payment. No personal income docs required.
Buy property in the U.S. as a non-citizen without U.S. credit. Valid passport and visa typically required.
Home financing for those living in the U.S. on valid non-permanent visas. Eligibility depends on visa type and documentation.
No Social Security Number? No problem. We offer financing based on your Individual Taxpayer Identification Number (ITIN).
If your current loan has a balloon payment, we may be able to refinance or restructure it into a long-term solution.
Small Business Administration-backed loans for owner-occupied commercial property acquisition or refinance.
Flexible loan options held by the lender instead of sold on the secondary market. Ideal for unique properties or borrowers.