Investor Fix and Flip

Short-term financing for investors buying distressed property to renovate and resell quickly. Quick closes and flexible terms.

DSCR (Debt Service Coverage Ratio)

Rental income-focused qualification. Great for long-term real estate investors — no personal income docs required.

— LTR (Long Term Rental)

Use expected monthly rental income to qualify. Designed for traditional 12-month or longer rental contracts.

— STR (Short Term Rental)

Use vacation rental income (Airbnb, VRBO, etc.) to qualify. Based on documented income from short-term stays.

DSCR NO RATIO

No minimum DSCR required. Loan based solely on rental property value and borrower qualifications. Minimal documentation.

Hard Money

Private lender financing for fast acquisitions or unconventional scenarios. Flexible structure — often asset-based.

Condotel

Financing for individually owned units in condo-hotel buildings. Often ineligible for traditional conforming loans.

No Income

Qualify based on asset strength or equity position — no income documentation required. High down payment often needed.

Bridge Loan

Short-term financing to bridge the gap between buying a new home and selling your current one. Equity-driven solution.

One-Time Close Construction (OTC)

Build your home with a single loan that converts to permanent financing after construction is complete.

Ground Up Construction (GUC)

Financing for building a home from scratch — from land purchase to full construction completion.

Commercial Loans

Customized financing solutions for income-generating property — from multi-unit buildings to hotels.

— Small Commercial 5–8 unit

Focused on smaller multi-family or mixed-use properties with flexible documentation and loan terms.

— Large Commercial

Structured funding for retail, office, industrial, or large multi-family properties. Often customized case-by-case.

— Hotel Financing

Financing for acquisition, refinance, or renovation of hotel properties. Franchise and boutique options available.

Cannabis Loan

Specialized loans for licensed cannabis businesses — including dispensaries, growers, and processors.

International Lending

Financing for U.S. real estate purchases by international buyers or for properties located overseas.

Tech Funding

Bridge or startup capital for tech entrepreneurs secured by equity or high-potential property.

Home Equity Agreement

Access your home’s equity without taking on debt. Repayment occurs when you sell, refinance, or at term.